Following consultations between the MIB and the government, a new 2017 agreement on unsecured drivers and an endorsement of the 2015 uninsured agreement were published, both applicable to accidents that occurred from 1 March 2017. The MIB does not automatically assume responsibility for the actions of the unregant driver. They will investigate the circumstances of the accident. If the MIB does not consider the non-driver responsible for the accident, it will challenge your claim. These are interesting moments for the MIB. In addition to Vnuk`s questions, the Cameron-v-Hussain-Ors case was tried by the Court of Appeal in December 2016 and the verdict is expected shortly. In this case, the applicant attempted to seek compensation from the car insurer for the vehicle involved in the accident, despite the fact that the driver of the vehicle was not identified. If the applicant succeeds, there would be a substantial change in the way these cases are handled. The decision in favour of the applicant could lead to these cases being brought before the courts, which would result not only in a further amendment to the recent agreement, but also the potential for a significant additional cost to the MIB. The Ministry of Transport has launched a consultation to examine the impact of the decision of the European Court of Justice in Vnuk and there is no doubt that there will be further changes to the agreement pending the outcome. The new agreement renounces this arbitrary link and obliges the MIB to pay interest on general damages and special damages from the day of the accident from the date of the formal award. Motor Insurers Bureau updates the agreement on accidents involving unsured drivers, including hit and runs and motorcyclists who lose control due to diesel accidents.
The new implementation is identical to the revoked agreement, unless it omits the phrase “and no other person” in paragraph 10, paragraph 1, so that the legal representatives covered in paragraph 1, paragraph 2, can act on behalf of the applicant. Although an unsuccessful driver`s claim has many similarities to the “conventional” requirements for road accidents, there are some peculiarities: the 2017 agreement makes substantial changes to the management framework for drivers` unsurpassed claims against the MIB. Is it possible to finance undecided driver rights through a No Win No Fee agreement? Yes, we can act for you without profit, without any fee base as part of a party agreement. If you are the victim of an unsealed driver, we can always act for you. However, we will agree to cover some of your damages to finance our costs. The reason is that the Motorinsurers Bureau does not contribute to our costs until after the end of the case. Don`t worry if your claim is unsuccessful. If you do not win, we will not charge you anything, provided you act with us in a reasonable manner.Back to Blog